Buy
A Realtor who sees homes through a contractor's eyes. Spot hidden issues, understand true costs, and make confident offers. Work with someone who knows what to look for.
Start Your SearchCentral Kentucky. Realtor & General Contractor
Guiding You Home,
From the Ground Up.
Whether you're buying your first home, selling your property, or building something new from the land up. Toni Schafer brings both a Realtor's eye and a contractor's knowledge to every step.
What We Do
Your Journey Starts Here
Sell
Know exactly what to fix, what to skip, and how to price your home right. Toni's contractor background means honest pre-listing advice that maximizes your return.
Get Your Home's Value
Build
From land acquisition to ground-up construction and whole-home renovation, Toni manages every phase with the skills of both a general contractor and a real estate professional.
Explore Build OptionsFind a Home
Search Homes in Central Kentucky
Browse available listings across the counties we serve. Each link opens a live search on Zillow. When you find something worth seeing, call or text Toni directly.
Garrard
County
Boyle
County
Lincoln
County
Mercer
County
Jessamine
County
Madison
County
Franklin
County
Casey
County
Listings updated daily · Don't see your county? Just ask. We likely cover it.
10+
Years in
Real Estate
Real Estate
Meet Toni
A Guide Who's Lived It.
Not a marketing plan. Not a pivot. A calling built from walking raw land, navigating renovations, and learning what it actually takes to turn property into a place that supports real life. Sometimes the hard way.
Toni is a licensed Realtor and General Contractor in Central Kentucky. That combination is rare. It's the reason her clients get honest guidance, not just a transaction.
Licensed
Licensed KY Realtor
One of Few Female
General Contractors
Serving
Central KY
The Difference
Why Clients Choose Toni
Spot Hidden Costs
A contractor's eye catches what a standard showing won't. Know what you're really buying before you sign.
Negotiate From Knowledge
Real repair estimates, not guesses. Toni's contractor background gives you real leverage at the table.
Land & Lot Guidance
Looking for acreage or a buildable lot? Toni combines MLS access with a builder's eye for what's actually workable.
One Guide, Whole Process
From pre-listing prep to closing day, one person who understands every phase. No handoffs, no gaps.
Deep Local Roots
Central Kentucky isn't just a market. It's home. Toni knows the counties, the communities, and the land.
See Real Potential
What looks rough might be your best deal. Toni helps you see past cosmetics to what a property can truly become.
What Clients Say
Built on Trust
Toni didn't just help us find a house. She walked every room with a contractor's checklist in her head. We avoided a money pit and found something so much better.
Garrard County, KY
She told us exactly what to fix before listing and what to skip. We sold in 9 days over asking. Her contractor knowledge is worth its weight in gold.
Boyle County, KY
We wanted to build on raw land and had no idea where to start. Toni found us the perfect lot, walked it with us, and managed the entire build. One call, one person.
Lincoln County, KY
Ready to Begin?
Start Your Kentucky Story
Whether you're buying, selling, or building. Let's have a real conversation. No pressure, no obligation. Just two people talking about what's possible.